What If Someone Steals Your Social Security Number – Your Social Security number is valuable to identity thieves because it is tied to your identity. Learn what to do if your Social Security card is stolen or lost and how to protect your personal information. [Duration – 1:48]
Your Social Security number is valuable information to identity thieves. It is an important part of your identity and is tied to your tax and credit information. Except in limited circumstances, it cannot be changed. That is why it is so dangerous if your card is lost or stolen.
What If Someone Steals Your Social Security Number
1. Consider setting a fraud alert, removing security, or blocking them on your credit report. With early fraud alerts, lenders and borrowers are encouraged to take additional steps to verify your identity, such as contacting you by phone before extending new credit. Fraud complaints are valid for one year and can be renewed. Fraudulent display is free. Contact one of the three national credit bureaus — , Experian or TransUnion — to request a fraud report, and the bureau will tell others.
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With some exceptions, a security freeze prevents access to your credit report to open new credit accounts. Storage freezers are federally regulated, and the refrigerator must be temporarily upgraded or completely removed whenever you apply for a new credit. Installation, lifting and removal of storage freezers is free, but the freezers must be stored separately at the three national credit bureaus. Also, you can create My Account for safe keeping. Visit our copy protection page to learn more ways you can add protection to your credit report.
Options for locking your credit report may be available through all three national credit bureaus. Learn more about fraud alerts, security freezes, and credit report freezes.
2. Request a replacement card from the Social Security Administration. Social Security agencies offer free card replacements; You have three shares a year or 10 shares throughout your life (not counting name changes etc.). You can create a My Social Security account to request a replacement card if you:
Please note: You cannot create a Social Security My Account online if you have a fraudulent or suspended notice on your credit report.
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If you are not in participating status and cannot request a replacement card online, you must apply at a Social Security office. You will need to provide proof of your identity and age. Learn the required documents here. Print and fill out the application, then take the application and paperwork to the Social Security office. Your new card will be sent to you immediately.
3. Check your credit report. Check your credit report in the future to make sure no new unauthorized accounts have been opened in your name or existing accounts have been changed without your permission. You may also want to look for any address changes you haven’t made or any inquiries from lenders and creditors you haven’t applied for credit with. You have the right to obtain a free copy of your credit report every 12 months from the three national credit bureaus by visiting www.annualcreditreport.com. You can also create a My Account to receive six free credit reports per year. Plus, you can click “Get My Free Credit Score” on my dashboard to sign up with Core Credit™ for a free monthly credit report and free monthly VantageScore® 3.0 credit score based on data. VantageScore is one of several credit scoring models.
First Report Fraud allows you to request a free copy of your credit report from three credit bureaus across the country.
1. File a police report or Federal Trade Commission (FTC) theft report. This will help if someone commits fraud using your Social Security number because it will provide a record of the theft.
About Your Social Security Number · Camp Usa · Interexchange
2. If you believe your identity has been used, you can contact the Social Security Fraud Hotline at (800) 269-0271.
3. Call the Internal Revenue Service at (800) 908-4490 to report the theft and prevent them from filing a tax return on your behalf.
4. Consider keeping an extended credit check on your credit report. Advanced fraud requires an identity theft report to the police or FTC. It lasts for 7 years and requires lenders or creditors to verify your identity (in person or by phone at a number you provide) before opening a new account or making changes to an existing one.
Allows you to obtain two additional credit reports from three national credit bureaus within the first year after filing an extended credit report. Your name will be removed from pre-approved credit cards or insurance offers for 5 years.
What To Do If Your Social Security Number (ssn) Is Exposed
5. If you see information on your credit report that you believe is incorrect or incomplete, notify the lender or creditor. You can file a dispute with the credit bureau that reports the information. To dispute information on your credit report, you can create a My Account. Visit our Disputes page to learn more ways you can submit a dispute.
For $19.95 a month, you can find out where you stand with access to your 3 company credit report. Sign up for plete If your personal information is compromised through a hack or you’re a victim of identity theft, before you panic, there are steps you can take to minimize the damage.
Security breaches are common in large companies. In fact, according to the National Cyber Security Alliance, more than 143 million Americans have had their information stolen in recent years. Many of these people have had their Social Security numbers stolen, leading to identity theft. These are just a few examples of the many major security breaches that have occurred in recent years.
If your Social Security number is stolen, it could be taken from a piece of paper in your mailbox or trash, or from a fraudster posing as a representative of a trusted company. If you think your Social Security number has been stolen, here are three things you can do to protect yourself:
Steps To Take If Your Social Security Number Has Been Stolen
When your Social Security number is stolen, the most important thing is to act quickly. Always know your options and don’t let a thief steal your identity. Protect yourself by learning what you can do to combat identity theft.
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Dan is a writer for the How-To group. His series have appeared in The New York Times, Newsweek, NBC News, Architectural Digest, and elsewhere. He is a passive word junkie, interested in the relationship between technology and marginalized communities.
Can you change your security number? Social Security agencies advise against it because it causes confusion in the collection and distribution of benefits — the reason the nine-digit code was created in the first place.
What To Do If You Lose Your Social Security Card
But if you’re a victim of identity theft or domestic violence, the company will remove you in certain circumstances where you can demonstrate that using your existing number is causing you problems.
But changing your number doesn’t mean you can’t be traced or a criminal can’t steal your identity. So this is really worth considering before applying.
Here’s what you need to know about getting a new Social Security number, including when it’s accepted, the process involved, and other options.
For more, find out how to order a new Social Security card, if it’s okay to share your Social Security number, and what to do if someone steals your Social Security number.
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You can’t change your Social Security number because you want to or because your card is lost or stolen.
You must file a new SS-5 form in person at the nearest Social Security office. (See this site for a list of Social Security Administration agencies.)
Applicants are required to provide a statement explaining the reason for the need for a new number and “current, credible, third-party evidence documenting the reason for the need for a new number,” available according to the Social Security Administration.
If you are a US citizen, you will need to bring two original documents showing your age, identity and citizenship status, such as a passport, birth certificate or driver’s license, and proof of name change. Act, if appropriate. (Photographs or notarized documents will not be accepted.)
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Non-citizens must present a current immigration document, which may include an I-94, immigration record, or Employment Authorization Document (EAD).
Check with the Social Security Administration for complete documentation before applying. You can visit the company’s website or call 800-772-1213.
If you’ve been abused or harassed, you’ll need to make a statement explaining why you need a new number and provide documentation to support the abuse – such as a police report,
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