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We tested the best rebate and cash back programs for groceries and found that the best option varies from person to person and depends on where you shop, what brands you buy, and whether you want to shop in-store or online.
App That Pays You For Grocery Shopping
Here’s a list of the best options, including notes on who will get the most out of each program.
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At the end of the article, I explained some smart ways to increase your grocery cashback (the same strategy I used to automatically earn 8% on groceries without using the app).
Note: Review scores for this post were collected in 2022. July 26 We periodically review this post throughout the year to update this information.
Ibotta is at the top of the list with the widest reach and highest returns on in-store and online purchases.
Download the Ibotta app and search for digital coupons for food and other products at grocery and retail stores (physical and online). Purchase items with coupons and upload a photo of the receipt to your Ibotta account. The Ibotta app deposits your money into your account within 48 hours. Once your account reaches $20, you can transfer money to your PayPal or Venmo account.
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Good for shoppers who buy groceries with a debit card or can’t earn more than 1% with a credit card. It’s also one of the few apps that works with Instacart.
Fluz is one of the true cash back programs for groceries. While many of the other options on this list require you to complete small tasks like viewing an ad or uploading a receipt, using Fluz only takes a minute and can save you 4% at Kroger, Ralph’s, Safeway and major supermarkets. Complete food. Can also be used for Instacart orders.
The Fetch Rewards app allows users to earn points for digital and physical food purchases. No need to choose items or coupons – Fetch accepts them
Receipts Most records cost 25 cents, which is a few pennies. But you can earn significantly more by buying sponsored brands and products. You buy these products often, so there is no need to change brands.
Why Should Grocery Stores Embrace The Mobile App?
One tip to note is that you can upload the same receipt to both Fetch Rewards and Ibotta.
This is perfect for those who can spend a few extra minutes browsing the store for an item or two and taking pictures.
Link your debit or credit card to the Shopkick app. You earn points (called Kicks) when you purchase available items and provide a copy of your receipt. Your Kicks can be redeemed for gift cards from dozens of retailers. Other ways to earn Kicks are by entering a specific store and scanning the barcodes of the displayed products.
Signup Bonus: Get 250 hits when you open a new account with promo code SHOP015746.
Online Grocery Shopping Has Been Slow To Catch On
Checkout 51 works in any store. After you download the app, search for coupons and deals and add them to your account before you go shopping. When you’re done, open the app, mark what you actually bought, and upload a photo of your grocery receipt. Once the receipt is approved, the money will appear in your account.
It is similar to Fetch in that it is easy to use. Once you realize that your earning potential is low, you can make money with PayPal.
If you like cheese, you’ll love Recipe Hog. It doesn’t matter where you shop or what you buy. For each upload you can upload any receipt and earn points called coins. The number of coins you earn depends on the amount you spend, so the more you buy, the more you save. Coins can be redeemed for cash via PayPal or Amazon gift cards.
This app is like a one-stop shop for coupons. There are coupons from retailers, stores, and manufacturers, including digital and printable coupons. The app will send new offers to your phone wherever they are found. The app also offers tutorials and videos to teach newbies how to optimize their savings.
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Flipp offers groceries, household goods, clothing, electronics and more. lets you see all the roundabouts in your area to save you money (enter your postcode when you create your account). Clip coupons attached to your store loyalty cards.
You can also use the app’s price matching feature to get the cheapest price at stores that allow you to compare prices.
The ideal app for those who want to upload receipts without buying specific products or searching for barcodes.
CoinOut allows you to upload receipts from any merchant and receive random cash in your wallet. It also works as an online shopping portal where you can earn extra money by shopping online from major retailers. There is no minimum cashout by bank transfer or gift card, but there is a $20 minimum for PayPal.
What’s The Difference Between A Grocery Store And Supermarket?
It has less earning potential than other universal earning scanner apps, but it’s worth it for those who like to double their rewards.
With a few exceptions, you can upload receipts from almost anywhere you shop and earn points with ReceiptPal. Every four receipts will earn you 100 points and you can submit up to 20 per week. Points can be redeemed for gift cards. Plus, for every receipt you upload, you’ll be entered into a weekly drawing that takes place every Monday and pays $250.
NCPMobile is a barcode scanner app. Scan the barcodes of the items you buy, answer a few questions about your purchase and leave feedback to earn points. You can redeem the earned points for gift cards.
Download the free Coupons.com app and choose digital coupons from dozens of stores, drugstores and other retailers. You can also add coupons to store loyalty cards and they will be registered when the cashier scans the card. In stores that do not have a loyalty card, you can upload a receipt to get cash back for items in the app. (Cash will be sent to your PayPal account.)
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These are just a few of the major vendors that have dedicated mobile apps. While these programs typically don’t offer cash back, they often have special coupons and deals that can help you save money on groceries.
Target Circle App: This app lets you see Target store deals right on your phone. Search by category or collection, or enter a brand or product in the search bar. You can also scan a barcode to see if a specific item is in savings. When you find an offer you want, click on it and it will be added to your list. At checkout, simply register the barcode in your app and the discount will be applied.
Kroger: Kroger’s app not only saves you money on groceries and groceries, it also saves you time. You can shop in the app and pick up when you go to the store or collect your order. You can also view weekly promotions, coupons and special offers and load digital coupons to your loyalty card.
Whole Foods: You can use the app to view weekly sales and specials. To really save, you need to be an Amazon Prime member. Prime members get an extra 10% off hundreds of special offers and weekly sales. Sign in to Prime and scan the QR code in the app at checkout.
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Meijer: The Meijer app offers consumers digital coupons, special offers, rewards for eligible purchases and a weekly review. Users get $5 off their next shopping trip when they spend $250 or more on their total purchase.
Walmart: This app allows users to view their weekly cycle, make a shopping list, receive notifications about special offers, check prices, send money and fill prescriptions.
Some companies that offer cash rewards to affiliates use these earnings to verify that you have purchased sponsored products or brands. An example of this is Ibotta, which gives cash back for the purchase of specific items advertised in the program. Other companies use your income information for market research purposes to find out what things people buy together, what time of day certain groups of people buy, etc. they analyze such things
Fluz offers a flat cash back rate (the amount varies depending on whether you use a debit card, credit card or bank account) on Amazon purchases paid through the app. Fetch accepts Amazon’s digital prescriptions, but you have to connect a mailbox and let the app scan your email.
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The answer to this question depends on many factors, including your credit score, how much you spend on groceries, and where you shop.
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